Attention homeowners: Real estate appraisal services for in Phoenix and Maricopa County

The top 7 reasons why AZ homeowners use Craig Richardson:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. Challenge a property tax assessment
  3. Remove PMI to cut a mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a AZ divorce, where real estate needs to be divided
  7. Settle an estate in AZ by determining the true market value of real estate in question

Need help determining the price of your home in or near Phoenix, AZ?
Contact Craig Richardson.

We at Craig Richardson understand the special needs of a consumer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value judgement than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. We are seasoned in helping customers just like you remove unnecessary PMI insurance.

Challenge a property tax assessment

Lets say your home is not appreciating as much as other houses nearby -- your local tax assessor may have your home overvalued. That only means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. An expert appraisal from Craig Richardson is your chief weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can this be annoying from a cash flow angle, and detrimental to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Craig Richardson can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for preciseness? An appraiser from Craig Richardson can go out and check the subject and comparables in question in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. Even though this is usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your house.